Financial Planning Tool

Net Worth Calculator

Get a clear, honest snapshot of where you stand financially — assets, liabilities, and everything in between.

All calculations happen in your browser — nothing is stored or transmitted.

Assets

What you own
Cash & Savings
$
$
Investments
$
$
$
Property
$
Other Assets
$
$

Liabilities

What you owe
Secured Debts
$
Unsecured Debts
$
$
$
$
Your Net Worth
$0
Enter your assets and liabilities above to get started.
Updates instantly as you type
Total Assets
$0
Total Liabilities
$0
Assets vs. Liabilities Breakdown
Assets
Liabilities
Small changes today can significantly impact your net worth over time.

Net Worth Growth Projections

Personalized scenarios based on your current numbers

Enter your financial data above to unlock personalized growth projections.
Financial Insights
Build Your Savings Rate
Aim to save 20% or more of your income each month. Even small, consistent contributions compound significantly over time — especially in high-yield savings accounts.
Eliminate High-Interest Debt
Credit cards and personal loans often carry 15–25% interest. Paying these down first delivers a guaranteed return equal to the rate — better than most investments.
Invest Consistently
Dollar-cost averaging into index funds or your 401(k) removes the guesswork of market timing. Max out employer matching first — it's an instant 50–100% return.
What is Net Worth?

Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It's the single most comprehensive measure of your financial health — more revealing than income alone. A growing net worth over time is the clearest sign of long-term financial progress.